Muhammad is a skilled Civil Engineer with two decades of experience in the insurance industry. His expertise lies in overseeing various construction projects, particularly under Contractor All Risk. He has held pivotal roles for both local and international civil contractors. Muhammad's expertise covers a wide range of civil engineering ventures, including road construction, canal and river bridge building, earth-filled dams, and piling and drilling projects. With a career dedicated to advancing civil engineering, he remains an invaluable asset to the industry, offering extensive knowledge and practical experience in every project. His commitment to excellence and a proven track record in diverse civil engineering endeavours have earned him widespread respect in the field